Live your best (work) life at TruWest Credit Union!

Do you like knowing what tomorrow will bring? And the day after? And the day after that? Same, us too! At TruWest, we offer steady work schedules that makes it easy for you to plan (work) life around.

Self-care is important. So why not get paid for it? TruWest offers paid time off and we also observe all Federal Holidays which gives you 11 more days a year to spend on YOU or hanging out with family, friends or furbabies (bonus)!

Benefits? We’ve got you covered (get it?)! We offer first day medical, dental, vision and 401(k). We’ll even help you save for retirement by matching your 401(k) contributions. Don’t even know what a 401(k) is? That’s okay, we’ll show you the ropes and you’ll learn a ton about finances, loans, accounts and planning for your future. We want you to know all about our products and services so you can help our members. Don't believe us? Just check out our video that highlights all the amazing things we do here:

https://vimeo.com/721196286/593a894041

Pay range starting at $24.21, final salary depending upon experience.

Summary of Responsibilities:

This position is responsible for supporting the Risk Management department. Ability to present a professional image and build/maintain relationships with staff, the investigative community, and other outside contacts with proven ability to handle issues in a fair, consistent manner.

Qualifications:

Education: Two-year degree is preferred.

Experience: One to three years of experience in a financial institution, required. Fraud investigations, analytics, risk management, BSA, AML, OFAC, CTR, SAR, CDD, EDD and CIP preferred.

Knowledge and Skills:
• Knowledge of Fraud Detection, Anti-Money Laundering Software and Microsoft
Office. Knowledge of Fiserv core processing system or comparable system preferred.
• Self-starter and team player
• Attention to detail and exhibits investigative and research-intensive skills.
• Strong oral and written communication skills
• Ability to manage multiple deadlines while remaining timely with obligations. Must be
able to multi task, handle large volume of work, adapt well to changing priorities and
effectively prioritize workflow to meet critical deadlines.
• Ability to make sound decisions in a timely manner using good judgement, knowing
when to act independently or seek out leader.
• Knowledge of credit union products and services, applicable laws, regulations,
financial services, and regulatory trends.

Primary Duties and Responsibilities:

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Assist BSA/AML and Fraud functions by performing reviews to identify trends, unusual activity, and monitor large currency activity in a time-sensitive and investigative manner.

2. Investigate and draft FINCen reports, including but not limited to currency transaction reporting (CTRs), and SARs. Refer to BSA/AML and Fraud Analyst for filing.

3. Monitor automated BSA/AML/Fraud system timely, review alerts and refer to BSA/AML or Fraud Analyst to determine if SAR should be filed.
4. Monitor and review simple and complex transactions, individuals and member situations and provide findings to BSA/AML or Fraud Analyst to evaluate potential risk to the Credit Union.

5. Review Office of Foreign Asset Control (OFAC) matches per policy, documenting any OFAC exceptions.

6. Monitor compliance with CDD requirements. Perform enhanced member due diligence as determined by defined trigger activity and fully document all investigative findings and
secure additional member documentation as may be periodically required.

7. Assist with processing314(a) (PATRIOT Act) responsibilities and all related
regulations.

8. Assist the Risk Management department to fulfill its Bank Secrecy Act functions by reviewing ID Verify, Red Flag and OFAC issues.

9. Support internal teams with reviewing and processing legal requests.

10. Assist with processing and handling of recoveries, including but not limited to restitution
payments, repayment from losses by individuals and outside institutions.

11. Maintain a solid understanding of all systems utilized to monitor suspicious activity, as well as all aspects of BSA and AML. Support and assist with document production, testing and reporting of organizational audits.

Secondary Duties and Specific Responsibilities:

1. Assist with vendor management reviews including, document collection and system maintenance.

2. Prepare summary reports of all BSA, AML, and OFAC filings and monitoring for
3. management on a periodic basis.

4. Keep informed on trends, best practices, or other issues, that impact the department, and makes recommendations when appropriate and participates when requested.

5. Keep up to date on potential security alerts and scams using resources from government or qualified internet sites, law enforcement, and communication
6. to applicable management/staff.

7. Maintain current knowledge of the Bank Secrecy Act and all related anti-money laundering and OFAC regulations.

8. Maintain current knowledge of all federal and state laws and regulations, along with the
9. Credit Union’s policies and procedures.

10. Follow credit union policies for compliance with all laws and regulations, specifically, but
11. not limited to, the Bank Secrecy Act, Security Policies and Confidentiality Policies.

12. Identify process improvements, system enhancements, and makes recommendations towards the overall quality of processes, workflows, and related reporting.

13. Participate in miscellaneous projects as requested by management.

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Risk Management Associate