#SWE-AVN
Our client, a pioneer in reshaping consumer credit using innovative technology, is committed to reducing capital costs. They strongly believe in universal access to capital, crucial in today's capital-based economy, with over $1 trillion in unsecured credit card revolving balances.
The journey of credit cards since the '60s, culminating in balances exceeding $1 trillion in 50 years, reveals the existing challenges. Unsecured credit, despite its efficiency in quick underwriting and access to capital in 1-3 days, comes at a high cost (15-25% APR). Conversely, secured capital involves high origination costs and prolonged processes (weeks in underwriting, months for access) but offers cheaper rates (<10% APR).
Innovating the credit landscape, our client introduced a new asset-backed credit card, securing equity in homes, cars, and other assets. This innovation allows them to offer remarkably low APRs to consumers. Their flagship product boasts the world's lowest APR credit card, aiming to change the credit paradigm.
Funding:
Backed by substantial equity funding of over $250 million, our client comprises a well-capitalized team comprising technology (Microsoft, Facebook) and finance (Square, Discover, CapitalOne, Goldman) experts. With top-tier investors like Founders Fund, Khosla Ventures, Caffeinated Capital, Max Levchin, NYCA, and Sequoia, our client continues to lead the charge in transforming consumer credit. Additionally, they recently secured Series D funding, further solidifying their position in this innovative endeavor.
Role:
Join a dynamic Gitty startup client that's forging new paths across industries. We're looking for an experienced engineer with the tenacity to delve into every layer of our technology. This role involves resolving performance issues in web applications, debugging complex race conditions, and even controlling robots across the United States—yes, it's as exciting as it sounds!Your Role:As a pivotal member of our team, you'll spearhead the system's architecture and be involved in both design and code reviews. This position offers a clear path to technical leadership, providing a platform for you to influence major project outcomes.
Key Responsibilities:
Develop industry-leading solutions for credit card origination and video notarization.
Drive growth and engagement strategies that set new standards in effectiveness.
Architect foundational infrastructure to transition our products from inception to launch.
Participate actively in strategic decision-making, helping to steer the company's direction.
Shape our technology stack and company culture, reflecting your ethos in our evolution.
Master our product landscape to define seamless, end-to-end operational protocols.
Who Should Apply:
Leaders who have managed complex, large-scale technical projects.
Engineers experienced in diverse systems, including production-grade compilers, operating systems, or extensive distributed networks.
Quick learners ready to adapt and thrive in new environments with minimal guidance.
Innovators eager to contribute to foundational company decisions and solutions.
Collaborative minds comfortable discussing everything from mission strategy to software nuances.
Detail-oriented individuals who pursue deep understanding and expertise in their fields.
Technical Expertise:
AWS
PostgreSQL
TypeScript
Python
VueJS (web)
Swift (iOS)
Kotlin (Android)
This position offers an exceptional opportunity to be at the forefront of technological innovation and to shape the future of a fast-growing startup. If you are a motivated Software Engineer eager to make a substantial impact through your analytical expertise and strategic insights, we would love to hear from you. Cash Comp in the range of $200K-$300K.
