About PayJoy
PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.
This role
As a Software Engineer, you will execute research and development projects to strengthen the lock technology that undergirds our loan products. This is a deep Android environment where the initial emphasis is on the research and subsequent productization of sub-Android techniques for securing devices.
This role carries high uncertainty, high challenge, and high reward. Stronger locks means more secure loans. More secure loans means we can offer smartphones and credit to as wide an audience as possible.
This is a dynamic environment. We favor a highly adaptable mindset and believe in breaking through walls. You’ll need a strong dose of independence and persistence, but also collaboration. The initial effort is research-focused, but the intention is to integrate this work into our existing products.
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
