MoCaFi is committed to building a financial services platform that helps America's marginalized communities create wealth through better access to public, private, and social capital. We are a fintech built for government and non-profit organizations committed to creating finance for all. Our platform is a turnkey digital banking solution for delivering cash payments, deposit accounts, and wealth empowerment tools at the city, state, and federal levels.

MoCaFi has distributed over $100M in guaranteed basic income, cash assistance, emergency rental assistance, and emergency utility payments in over a dozen municipalities. We are led by a diverse team of finance, engineering, and startup professionals committed to closing America's racial wealth gap. We offer FDIC-insured bank accounts, municipal-funded disbursement cards, and financial empowerment services directly to consumers and through our public and private sector partners.

Job Description:

MoCaFi seeks a visionary Data Architect to design and implement a robust data infrastructure that powers our business decisions. As a critical member of our team, this role will be instrumental in shaping our data strategy and ensuring data integrity, accessibility, and security.

The Data Architect will be responsible for creating a comprehensive data architecture that aligns with our business objectives, supports our data-driven culture, and enables seamless integration of diverse data sources. This position will build a scalable and resilient data foundation by leveraging your expertise in data modeling, database design, and emerging technologies.

This individual will report to our Head of Engineering as an important member of our development team. This role is hybrid to New York City; however, we accept applications nationwide, and you can work remotely from the US. The salary range is $130,000-180,000 annually based on experience and location.

Job Responsibilities:

Achieve organizational goals by defining, integrating, and upgrading a comprehensive architecture to support applications, platforms, and databases
Maintain database by determining structural requirements and developing and installing solutions
Ensure the security of all information computer systems and digital data
Ensures adherence to government regulations and guidelines for technological systems and safeguarding of data
Recommend upgrades and systems for purchase
Source and troubleshoot solutions for systems issues that affect data storage as they arise
Achieve financial information architecture operational objectives by contributing information and recommendations to strategic plans and reviews, preparing and completing action plans, implementing production and quality standards, resolving problems, identifying trends, determining system improvements, and implementing change
Study organizational mission, goals, and business drivers, confers with senior management to understand information requirement
Defines infrastructure for design and integration of internet computing systems by analyzing information requirements, studying business operations and user-interface requirements, and directing the development of physical database
Determine platform architecture, technology, and tools
Confirm architecture capability and flexibility to support high-availability web applications by developing analytical models and completing validation tests
Improve architecture by tracking emerging technologies and evaluating their applicability to business goals and operational requirements

Qualifications:

Bachelor's degree in computer science, mathematics, engineering, or information systems; Master's degree a plus
8+ years of previous experience as a data architect or in a data management role in payments or consumer lending (e.g. payment processing, acquiring, issuing, payment technology provider, etc.)
Experience with software network design and implementation

Why you'll love working here:

An empowering workplace that values initiative and critical thinking
Work on achieving our financial inclusion mission
A supportive and inclusive culture: recognizes contributions and celebrates wins
A welcoming environment that appreciates your bringing your entire self to work
Time to rest and recharge -- flexible time off policy as long as you can get your job done and make arrangements with your manager to cover you if needed

MoCaFi believes all persons should have equal access to its programs, facilities, and employment. This policy is without regard to race, color, ancestry, national origin, age, gender, sexual orientation, gender identity, age, religion, disability, medical condition, genetic information, marital, or veteran status.

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